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  • Regulatory Capital Standards for Property and Casualty Insurers under the U.S., Canadian and Proposed Solvency II Standard Formulas
    portfolio that is backing the liabilities. It is a primary goal of this paper to demonstrate fundamental weaknesses ... or market-consistent based balance sheet as the primary tool in the solvency assessment of a P&C in- surance ...

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    • Authors: Mary Hardy, Ishmael Sharara, David Morris Saunders
    • Date: Feb 2010
    • Competency: External Forces & Industry Knowledge
    • Topics: Financial Reporting & Accounting; Public Policy
  • Variable Payout Annuities
    the retiree incurs every year (housing and medical care, for example). This utility function is similar ... might not be enough money to pay for adequate health care. • There might not be enough money to pay for a ...

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    • Authors: Phelim Boyle, Mary Hardy, Anne MacKay, David Morris Saunders
    • Date: Dec 2015
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement>Plan design
  • Dynamic Solvency Testing - The Canadian Experience
    Dynamic Solvency Testing - The Canadian Experience This session from the 1995 SOA Boston ... situation. I wonder whether any of the panelists would care to hypothesize about what might have happened in ...

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    • Authors: J Engels, A David Pelletier, Mary Hardy
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy